Individual Insurance – Zintsika Risk Solutions

Zintsika Risk Solutions

Individual Insurance Service

Zintsika Risk Solutions, have partnered with a wide range of Leading Insurance Companies in the country and therefore we have a varied choice to select only the best cover that suits your requirements.

Motor Insurance

This cover is for motor vehicles, motorcycles and other road vehicles, for example quadbikes or trailers. The motor cover protects you or your vehicle against damage, fire, theft and liability. If full cover or comprehensive is taken it also covers you against claims made by the third party following an accident.

Home Contents Insurance

Whether you rent or own your home, we can cover your property and valuables against theft, fire or water damage risks amongst other risks. This cover is sometimes called "Household Contents" protects you or your belongings by either repairing or replacing them with new ones.

Building Insurance

Home cover which is also known as Homeowners insurance covers your property or structure of the building. This type of insurance covers you or your building against risks like fire, storms and other disasters. Some policies in this type of insurance also covers things like breakage of windows due to certain risks or burst geysers.

Personal Accident Insurance

This cover pays you a lump sum of money in the event of bodily injuries, disabilities or death following an accident (not a motor accident only).

All Risks Insurance

This cover is optional but must be taken with your home contents, covers or protects against theft, loss, accidental damage to personal valuables like Jewellery, clothing, cameras, equipment amongst others. Usually items up to a certain amount (e.g R1500) will be covered under "Unspecified All Risks" and those over this limit should be covered separately and be specified under "Specified All Risks".